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    Lotus
    Finance


    we deliver outcomes that
    get you on your way sooner

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    Lotus
    Finance


    we place you on the
    fast lane to financial freedom



Our Services

Whether it’s a first home loan, mortgage refinance, home equity loan, property development finance, investment property finance, or you just want a better rate, we can deliver you outcomes that will get you on your way sooner. We can also help you with other things, such as risk, fire and general insurance.



  Home Loans

  • First Home Loans
  • Low Deposit Purchase
  • Buying An Apartment
  • Investment Property
  • Building & Construction
    Finance
  • Revolving Credit Mortgages
  • Lifestyle Properties
  • Bridging Loans
  • Self Employed
  • Bad Credit History
  • Re-Fix or Restructure
    of Home Loan


  Commercial Loans

  • Commercial Property
  • Building & Construction
    Finance
  • Developments
    & Subdivisions 
  • New Business Loans
  • Equipment Finance








  Insurance

  • Life Insurance
  • Medical Insurance
  • Trauma & Critical Illness
  • Total & Permanent Disability


  Other Services

  • Personal Loans
  • Vehicle Finance
  • KiwiSaver




About US


This is our Story

Based in the Auckland suburb of New Lynn, the Lotus Financial Services team utilizes over 10 years of experience in financial services to deliver the best possible results for our valued clients. We consider ourselves lucky to provide tailored solutions to a diverse range of loyal clients who keep coming back to us, as well as being able to welcome new clients seeking to gain their financial freedom sooner. We’re a small but growing team, and we care deeply about what we do. We’re registered with New Zealand Financial Services Group, the largest group for financial advisers in New Zealand, and we’re also registered with the ISO Dispute Resolution Group in accordance with the Financial Service Providers (Registration and Dispute Resolution) Act 2008. Affiliated with all the major lenders in the market, we can find the solutions that are best for you, your circumstances and goals. We also utilize the best lending systems available, which allows us to work seamlessly with our partners so that your case doesn’t get bogged down in a paper jungle. Whether it’s a first home loan, mortgage refinance, home equity loan, property development finance, investment property finance, or you just want a better rate, we can deliver you outcomes that will get you on your way sooner. We can also help you with other things, such as risk, fire and general insurance. Any information you provide to us will be kept strictly confidential. You can read our disclosure statement by clicking here. For more information about Lotus or any of our services, please complete our short enquiry form and we’ll get in touch with you without delay. Alternatively, call Pravish on 021 336 952 or send him an email to find out more.



MEET OUR TEAM

WE ARE PASSIONATE ABOUT WHAT WE DO



PRAVISH

Pravish is the founding director and lead mortgage broker of Lotus Financial Services Ltd. With over eleven years experience in banking, home finance and real estate including a career with a major international bank, Pravish founded Lotus with the vision of providing a superior level of tailored service to his clients. Pravish has a background in small business management and has always had a strong interest in the Real Estate industry. But, perhaps more importantly, he hates hearing about people getting a raw deal. “I fight hard to get the best possible deal for each of my clients”, he said, “… it’s a matter of principle.” He works tirelessly with various financial services providers, including banks and non-banks, to provide solutions that best suit his clients’ financial needs. In partnership with you, Pravish can design the best possible mortgage plan to suit your needs and aims, whether it’s for a first home, an investment property, construction loan or refinancing a current loan for a better offer. According to Pravish, “We all have dreams, but it’s my job to help people to realise their dreams sooner rather than later.” Born and raised in Fiji, Pravish has been living in New Zealand since 1997. He is married to Puja and they have a son Yashneel and daughter Riya, and when he’s not finding his clients the best deal or spending time with the family, you’re most likely to see him exercising his fighting spirit on the football field. Call Pravish on 021 336 952 – or send him an email – to find out more about how he can help you achieve your financial goals sooner.






ABDUL

Customer Support Representative






PUJA LATA - Office Administrator


NEERAJ PRAKASH - Customer Support Officer


MEENU CHOUDHARY - ICT / Customer Support Officer





Our Partners








Latest Updates

The most recent news from the Finance Industry



The Latest on the Auckland Housing Market

Nov 25, 2018

It is not a question of whether Auckland’s house prices will fall but by how much, a financial services company says.




The Best way to start investing as a beginner in New Zealand

Jan 08, 2018

You may already know you need to start investing for your future, but you have no idea where to start. There are so many options out there like the sharemarket, investment property, P2P lending,...




My own journey towards financial independence and early retirement

Jan 08, 2018

Time to get personal, open up the books and have a look at what I’ve done to achieve my own financial independence and early retirement.





Apply Now





HOMELOAN@LOTUSFINANCE.CO.NZ

4261 GREAT NORTH ROAD, GLENDENE, AUCKLAND

021 336 952